Premium Spain visa health insurance for global citizens
Need Spain visa-compliant private health insurance, but regularly travel back home or around the world?
DKV MundiSalud Élite combines comprehensive private healthcare in Spain with worldwide flexibility, allowing you to use DKV’s medical network in Spain or choose doctors and hospitals almost anywhere in the world through its reimbursement benefit. It’s the ideal solution for expats, business travellers, retirees and digital nomads who want premium international protection.
- Visa-compliant private healthcare
- Worldwide emergency travel assistance
- Choose doctors and hospitals in Spain or abroad
- Prescription reimbursement
- No co-payments within the DKV network
Why choose DKV MundiSalud Élite?
Unlike standard Spain visa insurance, DKV MundiSalud Élite gives you significantly greater flexibility if you travel internationally.
While living in Spain you’ll enjoy full access to DKV’s nationwide private medical network. When travelling or spending time abroad, you can also choose your own doctors or hospitals outside the DKV network and claim reimbursement according to your policy limits.
It’s designed for people who want premium healthcare both in Spain and internationally.
Perfect for
- Digital nomads
- International executives
- Frequent business travellers
- Retirees who spend time abroad
- Americans who regularly return to the U.S.
- Expats wanting maximum flexibility
Comprehensive healthcare included
Primary care
Family doctors whenever you need them.
Specialists
Access to a wide range of medical specialists.
Hospitalisation & surgery
Private hospital treatment and surgery.
Diagnostic tests
Routine and advanced diagnostic imaging.
Emergency care
24-hour emergency assistance.
Dental care
Dental services included.
Mental health
Psychology services included.
Preventive healthcare
Health programmes and preventive medicine.
Prescription reimbursement
Reimbursement for eligible prescription medication expenses.
Digital healthcare
Video consultations, telemedicine, medical advice, second medical opinions and health app.
What makes Élite different?
Worldwide choice of doctors
Choose between DKV’s extensive medical network throughout Spain, or doctors and hospitals almost anywhere in the world through DKV’s reimbursement system.
Emergency travel cover included
If you’re travelling outside Spain, you’ll receive worldwide emergency medical assistance for trips of up to 180 days, with emergency medical expenses covered up to the policy limits.
Prescription medication reimbursement
Unlike many standard visa plans, Élite includes reimbursement for eligible prescription medication expenses.
Premium digital healthcare
- Video consultations
- Second medical opinions
- Digital health programmes
- 24-hour medical advice
- DKV Quiero Cuidarme Más app
Designed for life beyond Spain. If your work or lifestyle means you’re regularly travelling internationally, Élite provides the flexibility that many standard visa-compliant policies don’t.
Why expats choose Élite
- Visa-compliant private health insurance
- Worldwide reimbursement option
- Travel frequently with confidence
- Premium international flexibility
- Prescription reimbursement
- Worldwide emergency travel assistance
- Digital healthcare included
- English-speaking support through GuiriGuru
See how GuiriGuru gets you covered
From quote to certificate in 4 simple steps
No paperwork chasing, no guesswork. Here’s exactly what happens after you reach out.
- Tell us your situationShare your age, visa type, arrival date and province, and we’ll help you select the best visa-approved health insurance plan for you.
- Complete your applicationWe help you fill in your details and health questionnaire accurately, so nothing holds up your certificate.
- Pay securelyPay by Spanish IBAN or by international credit card through the insurer’s secure payment link.
- Get your documentationReceive your policy, certificate and any documents within 1 to 3 business days, ready for the Spanish consulate and/or immigration.
Is Élite the right fit for you?
We’ll help you determine whether DKV MundiSalud Élite is the right fit for your Spain visa and lifestyle. Our team will explain the reimbursement benefits, compare it with DKV Visado and Sanitas Residents, and help you obtain your visa-ready insurance documents.
Get My Visa-Ready Quote →Frequently asked questions
Is DKV MundiSalud Élite accepted for Spain visa applications?
Can I visit doctors outside Spain?
Is this better than DKV Visado?
Does it include travel medical cover?
Can I use any hospital?
The GuiriGuru promise
GuiriGuru works hand in hand with licensed insurance agents in Spain and leading Spanish health insurance companies, including Sanitas and DKV.
Our team guides you through the entire process, from choosing the right visa-compliant policy to receiving your official insurance documents. If the consulate requests a correction or additional information, we’ll help coordinate with our licensed insurance partners on your behalf.
Insurance policies are issued and mediated by authorized insurance distributors in Spain.
Ready for premium international health cover?
Whether you’re moving permanently to Spain, splitting your time between countries, or travelling frequently for work, we’ll help you find the right visa-compliant policy for your lifestyle.
Get My Visa-Ready Quote →